Banco de Chile (OTCMKTS: OVCHY) and OVERSEA-CHINESE / ADR (OTCMKTS: OVCHY) are both large-cap financing companies, but what is the superior investment? We will compare the two companies based on the strength of their income, dividends, valuation, analysts' recommendations, institutional ownership, risk and profitability.
Recommendations from analysts
This is a specification of the current recommendations for Banco de Chile and OVERSEA-CHINESE / ADR, as reported by MarketBeat.
|Sales reviews||Keep ratings||Buy ratings||Strong sales figures||Review score|
|Banco de Chile||3||3||1||0||1.71|
|OVERSEA-CHINESE / ADR||0||0||0||0||N / A|
Banco de Chile currently has a consensus price target of $ 91.50, suggesting a potential advantage of 2.79%. Given Banco de Chile's higher possible upside, research analysts clearly believe that Banco de Chile is more favorable than OVERSEA-CHINESE / ADR.
Income and appreciation
This table compares the turnover, earnings per share and valuation of Banco de Chile and OVERSEA-CHINESE / ADR.
|Gross income||Price / sales ratio||Net income||Profit per share||Price / profit ratio|
|Banco de Chile||$ 3.84 billion||3.93||$ 929.56 million||$ 5.53||16.10|
|OVERSEA-CHINESE / ADR||$ 13.33 billion||2.58||$ 4.15 billion||N / A||N / A|
OVERSEA-CHINESE / ADR has higher revenues and revenues than Banco de Chile.
Insider and institutional property
1.5% of the Banco de Chile shares are held by institutional investors. By comparison, 0.0% of the OVERSEA-CHINESE / ADR shares are held by institutional investors. Strong institutional ownership is an indication that donations, hedge funds and large money managers believe that a company is ready for long-term growth.
Banco de Chile pays an annual dividend of $ 2.32 per share and has a dividend yield of 2.6%. OVERSEA-CHINESE / ADR pays an annual dividend of $ 0.51 per share and has a dividend yield of 3.1%. Banco de Chile pays 42.0% of its income in the form of a dividend. Banco de Chile has increased its dividend for 6 consecutive years.
This table compares the net margins of Banco de Chile and OVERSEA-CHINESE / ADR, return on equity and return on assets.
|Net margins||Return on equity||Return on assets|
|Banco de Chile||25.06%||17.99%||1.75%|
|OVERSEA-CHINESE / ADR||31.48%||10.39%||0.97%|
Volatility and risk
Banco de Chile has a beta of 0.47, which indicates that the share price is 53% less volatile than the S & P 500. For comparison: OVERSEA-CHINESE / ADR has a beta of 0.56, which indicates that the share price is 44 % is less volatile than the S & P 500.
Banco de Chile beats OVERSEA-CHINESE / ADR on 8 out of 14 compared between the two shares.
About Banco de Chile
Banco de Chile offers various banking products and services to individuals, business customers, large companies and small and medium-sized companies in Chile and internationally. The company is active in four segments: Retail, Wholesale, Treasury and Subsidiaries. It offers payment accounts; personal, auto and mortgage loans; credit cards; credit lines; and investment products, such as term deposits, automatic renewals and tax benefits, as well as equity, portfolio management, voluntary pension savings / mutual funds, foreign currency and fixed income investment products. The company also offers insurance products and trust commissions, as well as financial advisory services related to mergers and acquisitions, debt financing and restructuring, capital contribution, bond and equity issues and international activities. In addition, it offers debt instruments; derivative contracts; and liquidity management, foreign exchange, foreign exchange, international and treasury banking, stockbroking, investment funds and investment management, and securitization services, as well as payment management and collection services. Furthermore, the company offers financing for importers and exporters; and factoring, leasing, express payment, electronic banking and online payment services. It manages a network of approximately 423 branches and 1,453 ATMs. Banco de Chile was founded in 1855 and is headquartered in Santiago, Chile.
About OVERZEESE-CHINESE / ADR
Oversea-Chinese Banking Corporation Limited provides financial services in Singapore, Malaysia, Indonesia, Greater China, other parts of the Asia Pacific and internationally. The company's Global Consumer / Private Banking segment offers a range of products and services to private individuals, including payment accounts, savings deposits and fixed deposits & # 39; s; housing and other personal loans; credit cards; asset management products consisting of unit trusts, bancassurance products and structured deposits & # 39; s; and mediation services. This segment also offers investment advice and portfolio management, estate and trust planning and asset structuring services for wealthy individuals. The Global Corporate / Investment Banking segment offers project financing, overdrafts, trade finance and deposit accounts; fee-based services, such as cash management and custody services; and investment banking services, including financing solutions, syndicated loans and advisory services, corporate finance services for IPOs, secondary fundraising and acquisitions and mergers, as well as tailor-made and structured share-linked financing services. It serves companies, the public sector and small and medium-sized enterprises. The company's Global Treasury and Markets segment is involved in foreign exchange activities, money market operations, fixed income and derivatives trading, as well as in the delivery of structured treasury products and financial solutions. The OCBC Wing Hang segment offers commercial banking, consumer finance, equity brokerage and insurance services. The insurance segment of the company offers services for fund management and life and non-life insurance products. The Others segment is involved in real estate and investment holding activities. Starting on May 7, 2018, the company operated a network of 590 subsidiaries and representative offices in 18 countries and regions & # 39; s. Oversea-Chinese Banking Corporation Limited was founded in 1912 and is headquartered in Singapore.
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